Discover this year’s updates designed to help you save time, featuring powerful new tools and features you might’ve missed. Today’s leading accounting platforms offer standard security features like data encryption, secure credential tokenization and more. While human error will always play some role in security breaches, you can be confident in your accounting platform when it comes to keeping your information safe. After a 30-day trial period, Xero will bill a monthly charge of $20 per month for the Early plan, $47 per month for the Growing plan and $80 per month for the Established plan. For free invoicing platforms, consider Zoho Invoice, Square Invoices or PayPal Invoicing, although these platforms provide fewer capabilities.
Xero’s accounting software is highly rated among small businesses. Read our Xero review to find out if it’s the right solution for your business. Access Xero features for 30 days, then decide which plan best suits your business.
How Xero Stacks Up
- You’ll receive your invoice at the end of your monthly billing period.
- Xero’s accounting software is highly rated among small businesses.
- Support your decisions with answers personalized to your business and external insights, all within JAX.
- Support your decisions with answers personalized to your business with external insights, all within JAX.
- The software makes it easy to pay bills, claim expenses, accept payments, track projects, manage contracts, store files and more.
They process the data you enter, which may include personal data, but this data isn’t used to train the LLMs. As part of the commercial arrangements with these providers, we ensure that any data we send them remains secure and isn’t retained to train their models. As Xero makes its products smarter and easier to use, we’re committed to using AI in the right way so you can feel confident and empowered by the AI tools in Xero. Keep your practice one step ahead with Xero accounting software.
Plans to suit your business
All fees are in US dollars and exclude applicable taxes unless otherwise specified. The new features will also enable Xero to meet growing demand for AI innovation among its user base, with 73% of customers having used AI across the platform since March. Xero may be harder to learn than a simpler invoicing platform like Square Invoices or Zoho Invoice. However, it’s generally considered easier than QuickBooks Online. It allows three users for its Essentials plan ($65 per month) and 25 users for its top plan, the Advanced ($235 per month).
- Xero subscriptions auto-renew monthly until they are cancelled.
- We believe the future isn’t about more software; it’s about smarter software.
- Purchase any Xero plan, and we will give you the first month free.
- However, the best option and price point will depend on the specific capabilities and features you are looking for.
Introducing the Xero Affiliate Program
Small businesses, accountants and bookkeepers locally and across the world trust Xero with their numbers. Keep your practice a step ahead with Xero accounting software. Get the most out of Xero with access to our team of onboarding specialists during your first 90 days. Xero is committed to keeping your data secure and delivering the best AI experiences for our customers. We take our responsibilities for protecting your data seriously. For large language models (LLMs), we use third-party providers like AWS, Microsoft Azure, GCP, OpenAI who are disclosed and vetted to the same degree as all other sub-processors we use.
How Xero works for your business type
Manage your finances, control cash flow and integrate with apps. Your free month begins once you finalize your business and set up in Xero. You will receive a reminder 7 days before your free month ends and then you will be charged for your second month and onwards. Xero subscriptions auto-renew monthly until they are cancelled.
Stories from small business owners
Xero is an HMRC recognised software provider for MTD, trusted by millions. Purchase any Xero plan, and we will give you the first month free. Sign up to any Xero plan, and we will give you the first month free. While we’re all familiar with the terms ‘artificial intelligence’ and ‘AI’, it’s not always clear how to use it or whether it can be useful. To get a more in-depth understanding of AI and its value, check out the blog by Xero’s EGM of Data, Kendra Vant.
Any plan
Explore Xero accounting software and its tools for small businesses, accountants, and bookkeepers. Sync Xero with software you already love or easily find and try new apps designed to save your business time and money at the Xero App Store. You’ll receive your invoice at the end of your monthly billing period. †Xero customers who use online invoice payments get paid up to twice as fast than those who don’t use online invoice payments. With online invoice payments through Stripe and GoCardless, you can accept payments by card or direct debit. Streamline your work and save time with JAX’s advanced conversational capabilities making daily administrative tasks feel smoother and faster.
Given that there are several invoicing software on the market, it’s worth putting in some time to research your options before choosing one for your business. Discover seamless app integrations for efficient accounting with Xero’s comprehensive accounting software. Accounting tools for the self-employed and growing businesses. We’re committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.
Brisbane — September 3, 2025 — Xero, the global small business platform, today announced the next evolution of its AI financial superagent JAX (Just Ask Xero)—built on Xero’s agentic platform. All of this is delivered by a trusted partner built for you, with you. We believe the future isn’t about more software; it’s about smarter software. That’s why we’re so excited to have expanded our agentic AI capabilities, evolving JAX (Just Ask Xero) into an AI financial superagent. Xero is a great option for large teams and small- to medium-sized businesses that need high-level accounting systems.
Streamline your work and save time with JAX’s advanced conversational capabilities making daily administrative tasks smoother and faster. While Xero’s plans start at a cheaper price, QuickBooks offers more features across its plans. Then again, QuickBooks requires user limits for each plan while Xero doesn’t. We compared the two options in terms of their key features, pricing and customer service to help you decide which is right for your business. Payments are due by the end of your monthly billing xero period based on the date you purchased your subscription.
